We have been in the receivables factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's ups and downs and in having done so, can lend a helping hand to get you through any challenging situations you might go through. We won't fold when the times get challenging, as some receivables factoring companies regretfully have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty tough for you to choose which receivables factoring firm is the best fit for you. By contacting us, we can cut out a tremendous amount of time by helping you find the ideal fit for your business - it might be us or another receivables factoring company.

We have a king-size network of receivables factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, when you take the time to lay out your needs to us, you'll quickly see that we can help you find exactly what you need.

Practically all receivables factoring firms let you pick and choose your customers that you want to factor. Although a handful of them usually require a minimum dollar amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much like having a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement that will make you use receivables factoring when you don't need it.

Practically all receivables factoring firms try not be upfront about their fees. You need to be a detective to find those hidden fees. You can be sure, We will not treat you this way.  We are flat out upfront about our fees. When you apply, you are provided a crystal-clear, no obligation rate bid with the fee for your company. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring businesses are funded by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Like you, we are like-minded business people who have actually experienced what it takes to run a business. We take the time to hear your story, understand your struggles. Based on that information we will put together a tailored solution for you. Practically all accounts receivable factoring businesses notably the Silicon Valley ones mainly rely on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Practically all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who knows your business intimately, and can assist you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the receivables factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to spot recent negative trends so that we can protect you from iffy transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to correct them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

We make sure to use first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Practically all other companies don’t even come close.